In accordance with provisions of the Ministry of Education, “Comprehensive Insurance & Protection Scheme for Foreigners Staying in China” is a MUST for international students in China. The insurance company is China Ping An Insurance Company Ltd (http://lxbx.net), and the charge is 800 RMB a year. The insurance liabilities cover the average outpatient and emergency, the accidental injury medical treatment insurance and hospitalization medical insurance.
After purchasing “Comprehensive Insurance & Protection Scheme for Foreigners Staying in China”, insured students shall get treatment at Pin An-designated hospitals. One should prepay the treatment fee, and then file a claim with hospitalization certificate and other material needed.Please note that fees paid at non-designated hospitals or international medical services could not be reimbursed.
For the Shanghai Government scholarship or STA scholarship student, STA will cover the insurance fee. For the non scholarship student, the fee should be paid by him/herself.
Student can buy the insurance on the website http://en.lxbx.net/
or through Wechat:
Brief Guide for Using the Insurance